Online Classic Car Insurance Valuations

Why should I commission a bespoke classic car agreed market valuation report for insurance?

Classic cars valued by insurers in-house are typically valued at average market prices. For vehicles that are above average – rarer models, low mileage, in excellent restored condition, significantly and tastefully modified etc – owners like you commission one of my bespoke online agreed value classic car market valuation reports. They are the ONLY way to ensure that your vehicle’s unique qualities are fully appreciated and properly insured against total loss. Always protect your specialist car for what it’s really worth and not just average market prices.

Why do classic car owners choose your Classic Car Agreed Value service over the competition?

I am the only independent online classic car and motorcycle valuer approved by insurers including Adrian Flux, Footman James, Classicline, Performance Direct, Sterling Insurance, Locktons, Bikesure and REIS Motorsport Insurance. With over thirty years of professional independent valuation experience, including ten years as the Editor of Glass’s Guide to Older Cars and Modern Classics and many years serving the courts as an Expert Witness, I am the classic car valuations expert that insurers, lenders and solicitors come to for specialist valuation advice and support. My market-leading individual agreed valuation reports are valid for two years and I support my insurance valuation reports for two years as part of the price.

What do your agreed Insurance Valuation reports include?

My bespoke online classic car agreed value reports are valid for two years – not one – and account for your vehicle’s history, specification including any modifications and current condition. All my agreed insurance valuation reports are researched and created by a human valuer – not a computer or AI data scraping – and include:

  • A VDI Car Check detailing any previous history of theft, insurance damage, mileage and MOT history
  • My detailed overview of current classic car market trends
  • Model-specific history and points of note
  • Details of the subject vehicle and its provenance
  • A look at market activity and prices for similarly unique vehicles in context
  • A bespoke market valuation based on your car’s unique features and market appeal

It is important to note that insurers cover for market value and not the full cost to recreate the vehicle from scratch. We do not value at a full rebuild cost.

How much do online agreed insurance valuation reports cost?

My highly detailed independent classic car agreed insurance valuation reports are valid for two years and cost £75 each (£37.50 per year) for cars valued at up to £100k. Contact me to discuss vehicles of over £100k. See here for probate valuations.

Submit your details below. You will receive a confirmation email when your details are received – usually instantly. You may send any additional information by replying to the confirmation email.

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About the Photo Uploader

Photos typically include one of each side, one front and rear, one engine bay, a couple of the interior and one of the speedo reading. You should also send photos of any damage or deterioration. If you experience any issues with uploading, you may email or WhatsApp photos later. You can also use to send a complete file of photos to me using my email:

Agreed Insurance Valuation conditions:

By submitting this form and using my online classic car valuation service, you agree that:

  • The vehicle is not currently subject to an insurance claim
  • No litigation (including divorce) is expected or pending
  • All representations of condition have been full and complete
  • No relevant information has been omitted

My signed valuation report will be emailed to you as a PDF document. Forward a copy to your insurer, with another copy retained in the history file. Insurers do not usually require an in-house condition inspection form when an independent expert valuation is submitted.

All submissions are treated in complete confidence. Your details are used for valuation purposes only and we fully respect your privacy. See my privacy policy. Contact me with any questions:

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Frequently Asked Questions

What vehicles do you value?

I have provided valuation reports for everything from pre-war vintage Rolls Royces to motorhomes, motorcycles, tractors and the very latest supercars in need of agreed insurance valuations. Rare or modified cars sometimes take slightly longer, as more research is involved.

Where does your information come from?

I use a wide range of sources when researching valuations. The results are weighted depending on the source and the purpose of the valuation. There is also an element of adjustment when observations are drawn for vehicles with differing mileages, conditions etc.

Do you value cars in person?

I inspect many vehicles every year for valuation purposes. From my base in the centre of England, I have travelled all over the UK and Europe looking at cars. It is not always necessary to inspect vehicles in person – I recently used a video call to inspect a classic Land Rover in Mallorca for a divorce valuation.

Are your online valuations suitable for court use including divorce?

Expert valuation reports for use in court must conform to a set format and carry very specific declarations. As the expert serves the court, the reports involve detailed research following inspection in person, so the online service is generally not suitable.

That said, as the same experience and skillset goes into all of my reports, my online market valuations tend to be accepted in the pre-court stages of divorce negotiations, such as mediation and financial remedy discussions. However, should your situation go all the way to court, the court will usually require that a valuation report completed to to Family Procedure Rules Part 25 be provided.

How do you use and protect my data?

All data is confidential: Specialist Car Valuations is ICO registered and will never share your details. We use your information solely for valuation. See our privacy policy.

Do I need to be a classic car club member to use your service?

You do not need to be a club member to use my unique online service, albeit registered clubs can get a discount. An in-house condition report form from your insurers is not required with my signed valuations.

What our customers say about our online Classic Car Valuations:

"Hi John, Thank you for the insurance valuation on my E Type. I must say it is very rare these days that a service is provided with such speed and so comprehensively. I can’t think of a better £80 that I have spent in a long long time. Your help and assistance is really appreciated."

Paul  in Warwickshire - Series 1 E Type OTS insurance valuation

"Hi John, Thank you for your excellent and comprehensive valuation report for my car. A great service provided by yourself and also a very quick response to my initial enquiry. I have forwarded it on to Adrian Flux for them to increase their much lower valuation. I will certainly endorse and recommend your service to other like minded classic enthusiasts going forward."

Roy in Carlisle - MG RV8 insurance valuation

"Hello John, Many thanks for the speedy reply and valuation. I have never used a service like this before and I am very impressed with your detailed report and overall service. I’ll certainly be back when I need another/update and I’ll recommend you where I can. Have a great day."

Andy in Wales - Aston Martin DB9 insurance valuation

"Thank you John so much for your kind attention to my valuation. Wonderful service all round."

Shirley in Brighton - 1963 Wood and Pickett Morris Mini Minor insurance valuation

"Hi John, very many thanks for your report. It makes very interesting reading and it is pleasing to note you consider the car is still in the bracket of a desirable acquisition and as such have increased the replacement cost. I’ve no current intention to sell but it’s always good to know my small collection is not likely to lose huge sums overnight."

Simon in Warrington - bespoke classic Porsche insurance valuation

"Hi John, my insurance company accepted your valuation and amended my policy to suit. The information provided and the way the valuation was composed was in my, and my family’s opinion truly excellent and professional. I would not hesitate to recommend your services to anyone in the future should the need arise."

Simon in Essex - Classic Triumph Insurance Valuation

"Hi John, Thank you for your efforts in providing this valuation! I'm sure my grandad will be thrilled. I shall forward it onto him and advise him with regards notifying his insurance company. Again, can't thank you enough and shan't hesitate to employ your services again in future!"

Oli in Manchester - Riley Special Agreed Insurance Valuation

"Hi John, Thank you so much for your kind words and honest evaluation. I think your valuation and the accompanying justification are more than fair, derived in a very logical and professional way and shown in an easy to read format. If I can provide a reference or a review for your services please let me know as I would be more than happy to do this."

David in Switzerland - HMRC NOVA Valuation - Classic Motorcycle

"John, many thanks for all your help. I am especially grateful for how quickly you have done this valuation. I’m really happy with your valuation and glad that you have appreciated the work that has gone into creating this car. I will not hesitate to recommend your services."

Matt in Birmingham - Agreed Insurance Valuation - Frontline MGB GT

"Hi John, I can now understand why my insurance company recommended you to carry out an assessment of the value of my vehicle. You have done a splendid job, I am very impressed with the detail which you have included and you display an in-depth knowledge of the market. Please accept my grateful thanks for your efforts on my behalf and you can be sure that whenever the opportunity arises I will recommend your services."

Dave in Reading - Classic Ferrari 355 Insurance Valuation

Hi John, Many thanks for getting this back so quickly. Your market commentary is encouraging and I am very happy with the figure. I will send it over to the insurer and ask them to amend the agreed value accordingly.

Nick in Manchester - Agreed Insurance Valuation

"John, this is incredibly helpful, and I can see how much work you have put into it. I am enormously grateful - thank you so much - and Dad will be delighted, I'm sure."

Karen in Ipswich - Agreed Insurance Valuations on unique Jaguar conversions

"John, thank you for the excellent valuation report, most enlightening, particularly the points about the macro economics and how that influences the market demand. We will be in touch when the need arises to revalue our other classics."

John in Bristol - Agreed Insurance Valuation - Morgan 35th Anniversary

"Hi John, Many thanks for your condolences and for the speedy response. The valuation is just what we need as we go through the probate process. The report is very thorough and clear. Thanks again."

Jane in Slough - Probate Valuation - Rover Mini Mayfair

Hi John, I just wanted to give you an update on the car. I listed it for sale on Friday - for £78k to test the waters - and have accepted an offer for £75k, deposit paid, just subject to viewing. I had 3 very serious enquiries within 48hrs, one from Australia. Seems your fantastic insights were spot on - black 911s are very desirable. So just wanted to say thank you.

Simon in London: Porsche 964 market valuation (to sell quickly)




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Classic Car Valuations Specialist is part of Specialist Car Valuations Limited: UK company number 13782283. Values on this site are an opinion: markets can go down as well as up.